The Square Card Reader has just become a bit easier to get ahold of as Verizon Wireless has announced the immediate availability. The readers can be found nationally at Verizon Wireless retail stores. For those unfamiliar with Square, this is a mobile payment processor that will work with your Android smartphone or tablet.

Simply put, with an Android device and a Square Card Reader — you will be able to accept credit and debit cards. This should be a nice perk for a new and/or small business. In addition to using the Square reader, users will need to download the Square Register app from Google Play. This is a free app and it will allow you to accept Visa and MasterCard as well as Discover and American Express.

Using Square is as simple as entering the total, swiping the card and having the customer sign. You are then able to send a receipt by email or text message. One small catch is that the Square Card Reader does have to be purchased up front. Verizon Wireless has it priced at $9.97. But on the flip side, once you sign up for an account with Square, they will apply a $10 credit to your account.

Aside from being relatively easy to use and simple to set-up, Square does not come with any contracts, minimums or set-up fees. The transaction fees break down as follows — the seller will have to pay a 2.75 percent fee for swiped transactions and a 3.5 percent fee (plus 15 cents) for transactions that are manually entered in. Lastly, the good news is that funds are generally deposited within 24 hours.