Rooting Attempt... Fail?

[losingmyself]

I managed to get the phone working but I'm currently only running as such (same as before...):
DREA210 PVT 32B
HBOOT-0.95.0000
CPLD-4
RADIO-1.22.12.29

A number of issues with this:
1. T-mobile G1 phones don't work with Rogers 3G and I'm paying for that service.
2. Have tried using multiple update.zip files to no avail
3. Have discovered there's no fastboot in this version so I can't even get around it that way.

HELP! I don't want to have a crappy phone, it was SUPPOSED to be fantastic. I can't find clear instructions as to how to update the HBOOT version so that I can have FASTBOOT functionality, thus allowing me to trace back to the original rogers version so I can get 3G and start the root from scratch. It's been a while since anyone has made a recent post about this version of HBOOT so any help would be greatly appreciated. And for info, I've set the developer mode in the phone, taken the battery out, done the "HOME and POWER" buttons to get to the installer but when I have any update.zip file there, it fails verification. I'm assuming I'm not trying to install the correct version here. I'm not sure if I can even FIND the correct version.

Any help would be greatly appreciated - and again, thanks to simms22 for the speedy responses!